Tool
Compounding Calculator
See how a starting balance and regular contributions could grow over time under a chosen rate of return.
Illustrative projection only — not financial advice. Past performance isn't indicative of future returns.
Your scenario
Projected value after 20 years
$383,640
Assumes a constant annual return, with contributions at the end of each month.
Dashed line: same contributions at the RBA cash rate (4.6% p.a., as at 29 Sept 2026) — shown for reference only, not a selectable return.
This calculator produces a hypothetical illustration only, based on the figures you enter and a constant assumed rate of return — it is not a forecast or prediction of any actual investment's performance. FolioTrack does not provide financial advice, and nothing on this page should be taken as a recommendation to buy, sell, or hold any investment. Benchmark and RBA cash rate figures are historical or point-in-time reference data only; past performance is not indicative of future returns.