Tool
How long will my money last?
If you start with $800,000 and draw $40,000 a year, how long does it actually last?
See the balance run down year by year under a chosen rate of return.
Illustrative projection only — not financial advice. Not a substitute for retirement or superannuation advice from a licensed adviser.
Your scenario
If yes, the amount you draw increases by 2.5% each year, so it keeps its purchasing power over time.
Benchmark returns are already after the fund's fee. Only add a fee here for extra costs, such as a platform or adviser fee.
At this rate, your balance lasts
36 years
Assumes withdrawals are taken at the end of each year, after that year's return.
Illustrative only, not financial advice. Assumes a constant rate of return and regular withdrawals — real markets are volatile and this does not account for tax, aged pension interactions, or your personal circumstances. Speak with a licensed financial adviser about your retirement.
This calculator produces a hypothetical illustration only, based on the figures you enter and a constant assumed rate of return — it is not a forecast or prediction of any actual investment's performance, and does not account for tax, aged pension interactions, sequencing risk, or your personal circumstances. FolioTrack does not provide financial advice, and nothing on this page should be taken as a recommendation to buy, sell, or hold any investment, or as retirement or superannuation advice. Benchmark figures are historical reference data only; past performance is not indicative of future returns. Speak with a licensed financial adviser about your retirement.